Local authority home improvement loans

We are always adding new articles and videos, so be sure to add us on your favorites and keep checking back to see what’s new. We are also on facebook if you want to check out our fan page. While there is a fairly large ‘grey market’ of unlicensed companies, there are those that have membership in a reputable association and/or are accredited by a professional organization. Homeowners are recommended to perform checks such as verifying license and insurance and checking business references prior to hiring a contractor to work on their house.

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  • Some people turn to credit cards or personal loans to bankroll home improvements, but those options come with higher interest rates, sometimes in the double-digit range.
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  • We are always adding new articles and videos, so be sure to add us on your favorites and keep checking back to see what’s new.

Cut holes in the boards or sheets for outlets, phone jacks, and other wall necessities. Be sure to finish it with a waterproof sealant if you are installing it behind or around a sink. For a modern take on beaded board, try wider plank paneling. One of the first living walls, window boxes have been a longtime favorite of gardeners. Filled with a lush display of flowers, they add charm to any exterior window. Not only do they give windows a nice finish, but they also bring gorgeous flowers up and into view from inside the home.

For good looks, paper the back of the cabinet with adhesive shelf liner. Spice up your cabinets and drawers by replacing factory-issue handles and pulls with designs that reflect your personal taste. These days there is cabinet hardware available for every kitchen style.

Give your dated brick fireplace a cozy cottage makeover with a paint and glaze application that mimics the look of the classic German schmear seen here. It’s better to be safe than sorry, which surely applies to your home security! If you want to add more safety features to your home but can’t seem to follow through, make it one of your top priorities in the new year. Just wondering if y’all have any ideas on what I can do to save my garage from falling over. Well, the garage in question was built sometime around …

Money

The exact credit score you’ll need depends on factors like your loan type, how many units the property has and how much cash you’re taking out. Take a page from the farmhouse trend and ditch cabinet doors for an open feel in your kitchen. If you go this route, your cabinets will need to be meticulously organized, but ditching doors on overhead cabinets can really open up your kitchen. Similar to cool-toned walls, a lighter-colored floor can make a room feel bigger by better reflecting natural light. Check out the publication’s comprehensive guide to tackle this project in a weekend. You’ll more than make your money back with a loft conversion, too, but it’s not quite as lucrative as other means of extending because of the costs involved.

However, it’s a good idea to weigh closing costs against interest rate savings and the potential increase in value to determine if a cash-out refinance makes sense for you. If you plan to move soon or take out only a small amount of money, a cash-out refinance may not be the best option. By choosing a cash-out refinance vs. a home equity loan or other loan type, you’ll maintain a single mortgage payment that may not be much higher than the one you have now. In most cases, you’ll need a credit score of at least 620 to do a cash-out refinance.

Home improvement

Stick with vertical fabric prints, like stripes, to make the walls look tall. Make a dramatic impact with a weekend’s worth of work and a frameless glass shower kit, which starts at $450. Just make sure you have a second pair of hands, advises this step-by-step guide from the design junkies at Hunker. Center your showstopping art on the wall, and take care to hang it 57 inches above the ground- — that’s where the average eye level sits. Museums and galleries also use this as a rule of thumb. Opt for modern or abstract design over an ornate or detailed pattern which can translate into visual confusion.

Whether it’s a conservatory or another kind of conversion, adding more space to your home will dramatically increase a property’s value. Just make sure the style and shape of your extension fits in with the rest of your house. The materials your home is built from can make it safer – or more dangerous. With the advent of the internet came new opportunities to get rid of stuff—namely, house fixtures for sale on neighborhood websites. Recent years have seen an increase in the recycling or upcycling of household goods and fixtures. If you’re remodeling your home, you’ll likely have plenty to send to the landfill.

An interior door’s materials could affect how well it works and how long you can wait before buying a replacement. Switch an ordinary door with a finely detailed antique. Or simply upgrade with solid-core doors, which dampen noise far more efficiently than the hollow-core doors common in new construction. Inject elegance into your daily life with a faucet that ups the ante in looks and quality.

The most effective system is a vent pipe placed in the sump pit or a hole made under your concrete floor slab. The vent runs up through the house and out the roof, or out the side of the house and up to the eaves. A special in-line fan for radon is placed in the attic or outside the house to suck air through the vent.